
1041 1st Street
Surf City, NC 28445
- $1,089,900
- 3 beds
- 2 baths
- 2,288 sq ft
- 0.15 acre lot
Overview
--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access
Photos

1 / 20
Features
- Residential
- Built 1993
- Old Settlers Beach
- Onslow County
- Open floor plan
- Stone countertops
- Water access
Map
1041 1st Street, Surf City, NC 28445
1041 1st Street, Surf City, NC 28445
Learn More About Surf City, NC
Local guides and articles for buyers looking at Surf City, NC.

Community guide
Surf City NC Real Estate | Topsail Island Beach Living
Find homes in Surf City, NC — Topsail Island's central beach town. Oceanfront, soundfront, and coastal living on the barrier island.
Read more →
Article
Wilmington to Topsail Island: A Coastal NC Location Guide for Relocators
Explore the best neighborhoods and beach towns from Wilmington to Topsail—Porters Neck, Ogden, Surf City, and more. Practical info for coastal Carolina living.
Read more →
Neighborhood
Old Settlers Beach Surf City NC Neighborhood Guide
Explore Old Settlers Beach in Surf City, NC, an island-side neighborhood with beach-access proximity, canal-area context, older cottage character, no-HOA examples, and coastal buyer due diligence tips.
Read more →
Schedule a tour
Ask about 1041 1st Street in Surf City. We'll confirm availability and next steps.
- Listing Agent:
- Glynda Bradshaw
- Phone:
- 910-548-3312
- Brokerage:
- Ward Realty Corp
- Source:
- Hive MLS · MLS# 100583279
MLS data last updated 7/20/2026. Information is deemed reliable but not guaranteed and should be independently verified.
