
1023 1st Street
Surf City, NC 28445
- $1,075,000
- 3 beds
- 3 baths
- 1,440 sq ft
- 0.15 acre lot
Overview
Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation.
Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic:
2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout
Popcorn ceilings removed throughout
Photos

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Features
- Residential
- Built 1992
- Old Settlers Beach
- Onslow County
- Stone countertops
- Water access
- Fenced yard
Map
1023 1st Street, Surf City, NC 28445
1023 1st Street, Surf City, NC 28445
Learn More About Surf City, NC
Local guides and articles for buyers looking at Surf City, NC.

Community guide
Surf City NC Real Estate | Topsail Island Beach Living
Find homes in Surf City, NC — Topsail Island's central beach town. Oceanfront, soundfront, and coastal living on the barrier island.
Read more →
Article
Wilmington to Topsail Island: A Coastal NC Location Guide for Relocators
Explore the best neighborhoods and beach towns from Wilmington to Topsail—Porters Neck, Ogden, Surf City, and more. Practical info for coastal Carolina living.
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Neighborhood
Old Settlers Beach Surf City NC Neighborhood Guide
Explore Old Settlers Beach in Surf City, NC, an island-side neighborhood with beach-access proximity, canal-area context, older cottage character, no-HOA examples, and coastal buyer due diligence tips.
Read more →
Schedule a tour
Ask about 1023 1st Street in Surf City. We'll confirm availability and next steps.
- Listing Agent:
- Sean D McDonnell
- Phone:
- 443-994-9722
- Brokerage:
- REAL Broker LLC
- Source:
- Hive MLS · MLS# 100584283
MLS data last updated 8/4/2026. Information is deemed reliable but not guaranteed and should be independently verified.
